Goboony Motorhome Day Insurance

When you hire out your motorhome on Goboony you are able to use our insurance that covers peer to peer hire. This is our Goboony day insurance powered by Riverside Underwriting.

Summary of the insurance

  • Cover across the entire UK 
  • Breakdown and theft
  • The policy is taken out by the person hiring your motorhome
  • Competitive daily rates
  • Does not affect the owner of the vehicle’s no claims bonus
  • Covers an additional named driver

    Read more about our insurance by downloading our simple insurance info sheet
     

    Download the infosheet

Is my motorhome eligible for this insurance?

Motorhomes up to 3500 kilograms, up to 20 years old and up to a value of £65,000 are eligible for this insurance for peer to peer hire cover. The policy only covers right-hand drive vehicles.

What will it cost?

The day insurance is priced depending on your vehicle and the driving record of the person hiring your vehicle. This way the insurance is only paid for when your vehicle is actually being hired out, so you won't have to take out an annual self-drive hire policy, and can keep your existing one for personal use. For the use of this insurance, a fixed £15 per day will be deducted from your earnings as an advertiser.

How does it work?

The Goboony-Riverside day insurance is automatically activated when your motorhome is hired out on our platform. You do not need to take any additional steps once you have opted into the insurance and accepted the terms of use. The policy is active from the day of the start of the booking until the end of the day of the vehicle’s return.

Read more

No rights can be derived from this document. Please read the full policy wording here.

Policy wording

What does this policy cover?

Damage to your motorhome

We cover financial loss for events that would be included in your primary policy but are not covered when hiring out your motorhome, such as:

  • Claims that are only partially, or not at all, covered by your direct insurer.
  • Payments that your own personal insurance policy takes.

Help with breakdown

The following damage incidents or breakdowns are covered:

  • Sudden breakdown or unforeseeable failure.
  • Substitute driver by the sudden incident for the traveller.
  • Breakdown assistance and towing.
  • Storing the vehicle.
  • Repairing the vehicle.
  • Onward travel solutions for the traveller if same-day repair is not possible.

Does the policy cover use abroad?

Our insurance will cover hire throughout the UK as a standard. There is also the option to add EU travel. As with any other booking, the person hiring your vehicle will have to specify whether they wish to take the motorhome abroad when requesting to hire your motorhome and you will have the final say as the owner.

How is the policy paid for?

The cost of insurance is charged to the traveller before the departure date, along with the rental fee. It is done this way to ensure the policy is fully paid for in advance of the booking start date.

When is this policy active?

From before you handover the vehicle to when it is returned to you. Your vehicle is covered for the duration of the booking.

What is covered?

You can read what the policy covers in the product sheet for a simple breakdown of what is and isn’t covered by this policy.

What will the insurance excess be on my vehicle?

The excess for this policy will depend on the value of your vehicle. Please view the table below for full details. Please note: in the event of a claim this excess would be paid for by the person hiring your vehicle or an excess policy and not by the vehicle owner.

Vehicle Value

Excess

<£10,000

£1000

£10,000 - 30,000

£1500

£30,000-65,000

£2000

How does the Claims process work?

The person hiring your motorhome (the policy holder) is able to obtain immediate assistance at the roadside by calling Roadside Priority Claims Helpline on (0344 854 1157). Riverside’s UK based, experienced advisors will take the initial claim details and discuss recovery of The Vehicle. Please aim to call within 1 hour of the accident, but no longer than 24 hours. This is regardless of whether You wish to make a claim under the policy or not. Delay in notification of an incident may invalidate Your right to claim. Please quote Your policy number and provide as much information as You can. Calling ASAP in the event of any damage is always the best option. With enough notice the following options are available depending on the situation: FREE collection and re-delivery;  FREE vehicle wash and clean; All approved repairer work is guaranteed for three years  Windscreen repair/replacement It should be noted that due to the short-term nature of this policy greater, more rigorous validation is required in respect of newly submitted claims. Upon completion of such checks We will deal with Your claim and claims made against You, as quickly and fairly as possible. Please read the Accident and claims procedure in the General Conditions of this policy. For the protection of You and Us, telephone calls may be recorded and monitored.

  • 24/7 Breakdown Assistance
  • Damages to the motorhome
  • Theft
  • Onwards travel
  • Recovery of the vehicle
  • Any claims on this insurance would be made by the person hiring your vehicle so will not affect your own no claims bonus or premium as the owner.
  • Claims that are only partially, or not at all, covered by your direct insurer.
  • Payments that your own personal insurance policy takes.
  • Any adverse contractual effects are covered. This ensures that eventual damages don’t have consequences for your personal policy. 
  • Sudden breakdown or unforeseeable failure.
  • Substitute driver by sudden incident for the traveller.
  • Breakdown assistance and towing.
  • Storing the vehicle.
  • Repairing the vehicle.
  • Accommodation for traveller if same-day repair is not possible.
  • Replacement vehicle for traveller if same-day repair is not possible.